Learn the programs
Guides to IRS relief options
What a firm would charge you to explain, written out in full and free to read. For dated news and commentary, see the blog.
Program guide
Currently not collectible
Pausing collections when you cannot pay — and what happens to your refunds while you are in it.
Program guideOffer in compromise
Who actually qualifies, the real acceptance rate, and how the IRS calculates your reasonable collection potential.
Program guidePenalty abatement
First-time abatement is often granted with one phone call. Here is the script to use.
EmergencyStopping a wage garnishment
What to do in the first 72 hours after a levy notice, in order.
ExplainerThe 10-year collection clock
How the statute of limitations works, and the three things that pause it.
ExplainerWhat an investigation fee actually buys
Most firms charge $295–$495 before doing any resolution work. Here is what that phase covers and whether it is worth paying for.